I blame HGTV.
Whenever I can’t find anything of interest to watch on TV (which is almost every day during the summer) I turn to HGTV to veg out. Which then gets me thinking of homes.
Which gets me thinking about moving.
Which I don’t really want to do. Or do I?
I have continually maintained that I will never go back to a single family dwelling. I hate yardwork. And shoveling snow. And roof maintenance. And hvac maintenance.
Condo living has freed me from all that.
And I do love my condo. The high ceilings. The southern exposure. The balcony. The open floor plan. The LOCATION.
But recently condo living has been wearing a bit thin.
Two of my neighbors have dogs now. Yappy. Yappy. Fucking. Dogs. One barked for 3 hours solid the other night– a high pitched yip. That continued until about 11pm.
And then there was the garage break in where my bike was ravaged.
And the ever increasing HOA dues, yet we have no amenities to speak of.
And the fact that my mortgage interest rate is fairly high as I bought at the height of the housing crisis when loans for condos were fairly difficult to come by. And I haven’t been able to refi because there are a million hoops to jump through to refi a condo.
And the feeling that my liberties are being curtailed by the homeowners association.
So– all of this compounds to the point where I am looking on Zillow and Realtor.com to “just see what options might be out there”.
There are options. Small, craftsman bungalow options that I love the look of. In neighborhoods that aren’t bad.
Pros are that since I bought at the bottom of the market, my place has REALLY gained in value. And a single family home would probably lower my mortgage payment and I’d save the HOA fees. And I’d gain privacy.
Cons are I’d lose my bike riding proximity to work. And I’d have to assume yard work and home maintenance. And shoveling!
Plus, how do I time selling a condo while buying another home? Is this a headache I want?
This is making my tummy oogy.